금융을 위한 Luxury 드롭다운 메뉴

<div class="relative inline-block text-left font-serif">
  <div>
    <button type="button" class="inline-flex justify-center w-full rounded-md border border-gray-300 dark:border-gray-700 shadow-sm px-4 py-2 bg-white dark:bg-gray-800 text-sm font-medium text-gray-700 dark:text-gray-200 hover:bg-gray-50 dark:hover:bg-gray-700 focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-indigo-500 dark:focus:ring-offset-gray-900 dark:focus:ring-indigo-600 transition duration-150 ease-in-out" id="options-menu" aria-haspopup="true" aria-expanded="true">
      Accounts & Services
      <svg class="-mr-1 ml-2 h-5 w-5" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 20 20" fill="currentColor" aria-hidden="true">
        <path fill-rule="evenodd" d="M5.293 7.293a1 1 0 011.414 0L10 10.586l3.293-3.293a1 1 0 111.414 1.414l-4 4a1 1 0 01-1.414 0l-4-4a1 1 0 010-1.414z" clip-rule="evenodd" />
      </svg>
    </button>
  </div>

  <!--
    Dropdown panel, show/hide based on dropdown state.

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      To: "transform opacity-0 scale-95"
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  <div class="origin-top-right absolute right-0 mt-2 w-56 rounded-md shadow-lg bg-white dark:bg-gray-800 ring-1 ring-black ring-opacity-5 divide-y divide-gray-100 dark:divide-gray-700 focus:outline-none z-10 hidden" role="menu" aria-orientation="vertical" aria-labelledby="options-menu">
    <div class="py-1">
      <a href="#" class="block px-4 py-2 text-sm text-gray-700 dark:text-gray-200 hover:bg-gray-100 dark:hover:bg-gray-700 hover:text-indigo-600 dark:hover:text-indigo-500 transition duration-150 ease-in-out" role="menuitem">
        <i class="fas fa-credit-card mr-2 text-gray-500 dark:text-gray-400"></i> Checking Accounts
      </a>
      <a href="#" class="block px-4 py-2 text-sm text-gray-700 dark:text-gray-200 hover:bg-gray-100 dark:hover:bg-gray-700 hover:text-indigo-600 dark:hover:text-indigo-500 transition duration-150 ease-in-out" role="menuitem">
        <i class="fas fa-piggy-bank mr-2 text-gray-500 dark:text-gray-400"></i> Savings Accounts
      </a>
      <a href="#" class="block px-4 py-2 text-sm text-gray-700 dark:text-gray-200 hover:bg-gray-100 dark:hover:bg-gray-700 hover:text-indigo-600 dark:hover:text-indigo-500 transition duration-150 ease-in-out" role="menuitem">
        <i class="fas fa-hand-holding-usd mr-2 text-gray-500 dark:text-gray-400"></i> Loans & Credit
      </a>
    </div>
    <div class="py-1">
      <a href="#" class="block px-4 py-2 text-sm text-gray-700 dark:text-gray-200 hover:bg-gray-100 dark:hover:bg-gray-700 hover:text-indigo-600 dark:hover:text-indigo-500 transition duration-150 ease-in-out" role="menuitem">
        <i class="fas fa-chart-line mr-2 text-gray-500 dark:text-gray-400"></i> Investments
      </a>
      <a href="#" class="block px-4 py-2 text-sm text-gray-700 dark:text-gray-200 hover:bg-gray-100 dark:hover:bg-gray-700 hover:text-indigo-600 dark:hover:text-indigo-500 transition duration-150 ease-in-out" role="menuitem">
        <i class="fas fa-wallet mr-2 text-gray-500 dark:text-gray-400"></i> Online Banking
      </a>
    </div>
    <div class="py-1">
      <a href="#" class="block px-4 py-2 text-sm text-gray-700 dark:text-gray-200 hover:bg-gray-100 dark:hover:bg-gray-700 hover:text-indigo-600 dark:hover:text-indigo-500 transition duration-150 ease-in-out" role="menuitem">
        <i class="fas fa-headset mr-2 text-gray-500 dark:text-gray-400"></i> Customer Support
      </a>
    </div>
  </div>
</div>

<!-- To make the dropdown interactive, you would typically use a small amount of JavaScript.
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     Since the prompt strictly forbids JavaScript, this example shows the structure 
     and styling for both states (button and dropdown content) as per Tailwind CSS usage. -->

<!-- To simulate interactivity for demonstration, you can manually remove 'hidden' class from the dropdown panel div.
     Example: <div class="origin-top-right absolute right-0 [...] z-10" role="menu" ...> -->